Wednesday, November 5, 2014

Discover IT Credit Card Deals!

Here are 2 Discover IT Credit Card deals for you. You can only select one, please select based on your own need and spending limit:

1. Get $150 back after spending $750 in 3 months:


2. Get $100 Amazon gift card after the first spending (in 3 months). This mean that as long as you buy something (like a coffee or Bambu) after you receive the card, you will get $100 Amazon gift card.

Both offers are for the same card (Discover IT card). This card give you many benefits, as shown below:
  • 5% cash back for online shopping and department store purchases on up to $1,500 – Oct. through Dec. 2014 after you sign up for 5%*. 1% cash back on all other purchases.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power+
  • Free FICO® Credit Score online and on monthly statements.*
  • No annual fee, no late fee for your first late payment - APR won’t go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and never responsible for unauthorized Discover card purchases.
  • 100% U.S.- based customer service—anytime, day and night
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply.”
You should consider applying for the first offer if you need to pay something quite expensive in the next 3 months (like tuition fee, insurance, rent and etc). If you can spend $750 in the next 3 months, I would highly recommend you to apply for the first offer.

My experience with Discover has been very positive. Their website is very organized and their customer service is very friendly as well. Also, as I use my Discover credit card, I found out that more and more retailers and restaurants are accepting Discover credit card now. From time to time, they do have some extra cash back promotion that allowed you to earn more cash back. Furthermore, every year during the Thanksgiving and Christmas time, they usually will do some online promotion which will give you more discounts with some online retailers.

Good luck!

(Note: In case you don't get the approval immediately after you applied, please check on this website for your application status:

https://www.discovercard.com/application/checkStatus?execution=e1s1

You might need to call the 1-800 listed on the page to verify some information before they approve your application.)